As you may have read in previous posts, Matt and I are trying to save money. It's complicated by the fact that there are so many things I want to buy (reminds me of our wedding)!
First, there's the DSLR camera I want, so I can start taking prettier pictures. We want to buy this body with this lens. It's way pricey.
Then there's the backyard furniture we want in order to transform our yard into an oasis.
Plus, I would really, really love a Vitamix to make green smoothies and eventually baby food.
Oh, I forgot that I want to trade in our lumpy, saggy queen-size bed for a king-size organic mattress. Don't even ask me how much that costs (we would also need to get a new bed frame).
And, speaking of home improvement stuff, I really want a leather couch, so we could more easily cope with our bloodhound's excessive hair and drool.
So, here's the plan:
- Prioritize the list: I'm going to sit down with Matt and put the items in order from most important to least important. That's the thing with money; it usually runs out before I've had a chance to get everything I want.
- Cross things off the list: I'm going to try and be honest with myself about what's a need versus a want (well, none of these things are needs, per se, but some of them are more want-ful than others). For example, I bet I could get by for a while using my blender and food processor, rather than a fancy Vitamix.
- Look for the best deals: I'm going to scour the internet for the best prices on this stuff. My first stop is going to be craigslist. Getting used stuff is better on the budget and the environment. Score!
- Start saving: I don't like to spend money that I don't have and then pay back more than I originally owed in the form of credit card interest. I can even set up a separate savings account with an automatic transfer each month (since we use an electronic bank, this process is super easy and free).
It can be hard having a consumer appetite bigger than my budget, but I always feel better when I consciously process the items on my list.
What about you? What items on your Wedding Wants list did you cross off? What other strategies do you have for dealing with a list of wants that overshadows your budget?